Insurance on a Chassis Number

Looking to insure your car on a chassis number? Give us a call.

To drive a vehicle on the road in the UK the vehicle needs to be insured. It is difficult to get insurance on an unregistered vehicle as most insurers require a UK registration number to provide a quote. We can offer a solution to this problem by providing temporary chassis insurance (also known as VIN number insurance). Our 28 day Third Party Only Policy can aid you getting the vehicle registered in the UK. This may be because you have to submit proof of Insurance to the DVLA or drive the vehicle to a prebooked appointment to have work or inspection carried out to make the vehicle UK compliant.

Why might you need temporary chassis number insurance?

There are a few reasons you may need to insure a vehicle on its chassis number rather than its registration plate.

1. It's becoming more and more common for people to import a car from outside the UK.
2. If you’re repatriating back to the UK from abroad and you wish to register your vehicle in the UK, it won't be registered in the UK with the DVLA. This can leave drivers in an impossible situation when it comes to getting a car insurance policy.
3. If you're building your own kit car, you will find yourself in a similar situation.
4. In certain situations, proof of Insurance is required by the DVLA to complete registration.

Insurance to drive to the IVA inspection or MOT

As well as registering your car with its chassis number, you may also be required to have the car inspected to ensure it is roadworthy and meets UK emissions standards. This is called an Individual Vehicle Approval (IVA) inspection. It can take the form of a simple visual check or a more detailed mechanical check, depending on the car's background, and there is generally a cost involved. Remember, that once the vehicle has been registered and insured on its chassis number, you can only drive it for the purposes of gaining its full UK registration, for example to attend an approved centre to obtain an IVA, until the registration is complete.

If you'd like to learn more please call us on 01344 771626 or request a quote by completing the form on our contact page.