How To Check A Property For Subsidence
When it comes to maintaining and protecting your property, one of the key concerns is subsidence. Subsidence can cause significant structural damage and decrease the value of your property. Therefore, it is essential to be able to identify the signs of subsidence early on. In this article, we will guide you through how to check a property for subsidence, helping you take proactive measures to safeguard your investment.
Distinguishing Hairline Cracks from Subsidence Cracks
As a general rule, hairline cracks caused by natural shrinkage of plasterwork and changes in humidity are not a cause for concern. However, subsidence cracks have distinct characteristics. They are typically 3mm wide or thicker and display more width on top than on the bottom.
Location of Cracks
Subsidence cracks often appear near weak points such as windows and doors. To identify a subsidence crack, look for its presence both internally and externally. This is a strong indication that the crack is related to subsidence rather than a minor cosmetic issue.
Proximity to Extensions
When an extension is near the main structure of a property, particularly where it meets the original building, it becomes a vulnerable area for subsidence. Keep a close eye on any cracks that emerge in these locations, as they may require immediate attention.
Uneven Flooring
Subsidence can also manifest through drops in the flooring. Pay attention to any signs of uneven skirting or a floor that is higher than the skirting. These irregularities may indicate underlying subsidence issues.
It is crucial to emphasise that any cracks, whether hairline or indicative of subsidence, should be checked by professionals. Seeking expert advice will provide an accurate assessment of the situation and guide you in the appropriate steps to take.
Why Should I Get Subsidence Insurance?
Subsidence insurance plays a vital role in protecting your property from the financial risks associated with subsidence. In the event that subsidence occurs, having insurance coverage can alleviate the financial burden of repairs and restoration. It is essential to consider subsidence insurance to safeguard your investment and ensure peace of mind.
To get the most accurate assessment of your property and determine the need for subsidence insurance, consult with a professional, such as the team at Crowthorne. We possess the expertise to provide tailor-made insurance quotations for previous or difficult subsidence risks. Contact us today by clicking here.
