Category: Home Insurance
How To Check A Property For Subsidence
When it comes to maintaining and protecting your property, one of the key concerns is subsidence. Subsidence can cause significant structural damage and decrease the value of your property. Therefore,... Read More
Going Away This Winter? Why Content Insurance Is Important
If you are going on a much-needed holiday this Winter, one thing you can’t forget amid all your packing is to get your content insurance. While you are away enjoying... Read More
How To Protect Yourself From Rental Risks
As a landlord, there are a lot of risks when it comes to renting out a property. There are a few ways you can help reduce these risks and ensure... Read More
Can I Take In a Ukrainian Refugee? What Insurance Providers Say
The ongoing Ukraine crisis is playing on everyone’s minds at the moment, with many of us wondering what we can do to help - contributing financially might not feel like... Read More
Does Home Insurance Cover Lodgers?
Taking in a lodger can be an excellent way to make some extra money, fill an empty room, and have some company around the home. With more and more people... Read More
What To Think About When Renting Out A Spare Room?
If you have a spare room in your home, you may be wondering what to do with that empty space. Finding out you can make some extra money and have... Read More
What Is Subsidence and Landslip Cover?
When buying home insurance most people concentrate on risks such as theft, fire, and extreme weather conditions, but you may also want to include subsidence and landslip. Here are a... Read More
Does Subsidence Affect House Insurance?
If you're thinking about house insurance subsidence has to be a consideration. Making sure you're properly covered to help deal with it, as well as understanding the effects on... Read More
What Insurance Do I Need When Renovating A House?
Finding the right house renovation insurance can be difficult. If you're looking for insurance for a house being renovated, you'll likely start by looking at your existing home insurance... Read More
Landlord Insurance Explained: What You Need To Know
If you're a landlord, you should consider taking out a special kind of insurance for letting to protect yourself in the case of accidents, damage, and loss of rent. It's... Read More
How To Protect Your Home During Renovations and Construction
If you're undergoing home renovations or construction on or near your home, it might be time to think about home renovation insurance. Renovations rarely go exactly to plan; most of... Read More
What Is Home Renovation Insurance And Why Do You Need It?
Home renovation insurance is an essential consideration if you're planning remodelling or renovation work on your property. Without it, you could risk being left in a financially perilous situation should... Read More
Why Do I Need Unoccupied House Insurance During Renovations?
Undergoing a renovation in your home is an exciting time, where you get to put your design ideas and personality into your house. However, it's essential to make sure you... Read More
I’ve Bought A House With Subsidence – Now What?
Signs of subsidence aren’t always apparent until you’ve signed on the dotted line and got the keys in your hand. However, if you have bought a property with subsidence, it... Read More
Getting the Best Landlord Insurance Policy for You
There are many risks that come with being a landlord and owning a rental property. Therefore, landlord insurance is a must for anyone looking to let out their property. Having... Read More
Protect Your Unoccupied Second Home During Lockdown
Many second homes across the country are going unoccupied for long periods of time due to the coronavirus pandemic. Restrictions against non-essential travel, local lockdowns, and bans on gatherings all... Read More
Top Tips On How To Protect Your Vacant Home
Whether it's a short holiday or a long-term relocation, leaving your property unoccupied is an unsettling experience. An empty property can be an easy target for criminals of all kinds.... Read More
Is your Water Switched Off in Your Empty Property?
If you own a property which is currently vacant, you may feel anxious about it. Empty properties are more at risk of damage, which could be very expensive for you.... Read More
Home Insurance During Renovations: 4 Types Of Repairs That Could Affect It
If you already have comprehensive home insurance for your property, you may think that there’s no need to notify your insurer when it comes to changes to your home. After... Read More
What Properties Can I Get Non-Standard Home Insurance Quotes For?
If you happen to have a new-build or standard home, you likely won’t have come across the concept of non-standard home insurance before. But if your property doesn’t fall into... Read More
For A Property I’m letting Out To Tenants, Do I Require Landlord Insurance And Homeowner’s Insurance?
If you currently rent out a property, especially if you’re new to the world of being a landlord, it’s important to know what insurance you need in place for that... Read More
House Insurance If You Are Taken Into Hospital Or A Care Home
If you are going into hospital or a care home for over 30 days it’s important that you notify your insurance company that your home or flat will be unoccupied... Read More
What Impact Will Subsidence Have On My House Insurance?
Subsidence is a worrying problem that can damage your property, potentially affecting the structural integrity of your home and decreasing its market value. Although subsidence can be remedied by a... Read More
Will My Home Insurance Be Affected After Renovation?
When you take out a preventative home insurance policy, you're most likely thinking about remote scenarios in the distant future and therefore might not consider the minutiae of exactly what... Read More
Unoccupied Home Insurance – What Is & Isn’t Covered?
There are some situations in life that lead to homes being unoccupied for a period of time, whether that be while you are on holiday, or while you are planning... Read More
Will Building Insurance Cover Subsidence?
Subsidence is a common fear amongst homeowners and it's true that it can cause significant problems and require professional assistance. Subsidence occurs when the earth that the property is built... Read More
Top Tips On How To Choose The Best Insurance Company For Subsidence
One of the most serious issues any homeowner can experience with their property is subsidence. This involves the sudden or gradual downward sinking of the ground underneath a property. Subsidence... Read More
Did You Know That If You Are Having Renovations Or Improvements Carried Out On Your Home Without Telling Your Insurer It May Invalidate Your Policy?
Generally speaking, most household insurers will need to know if you are having any building works carried out to your property. Dependant on the type of work being done and... Read More
How Much Flood Insurance Do I Need & What Are The Options?
Whether you've invested in a family home or have purchased a property to let, it's crucial that you have the necessary insurance for all eventualities. Flooding is an issue that... Read More
Do You Have To Buy Flood Insurance?
Climate change, new-build properties located on flood plains, alterations to run-off patterns and various features of the build environment combined mean that flooding is now more of a risk to... Read More
House Insurance For Subsidence Properties – What’s Covered?
Subsidence is a serious issue. In fact, it's one of the most serious issues you can encounter with your home. Not only is subsidence itself potentially highly damaging, but it... Read More
3 Ways You Can Protect Your House From Subsidence
House insurance for subsidence properties does exist, and we offer competitive rates at Crowthorne Insurance, but no homeowner wants to be in the position of actually needing house insurance subsidence... Read More
What Is & Isn’t Covered In House Renovation Insurance?
At Crowthorne Insurance, we're often asked what is and isn't covered as a part of a home renovation policy. The answer is quite simple - as with most insurance policies,... Read More
What Is Unoccupied Property Insurance & Why Is It Important?
All homeowners know how vital it is to have insurance in place to protect their property. What you may not have come across before, though, is unoccupied home insurance. Many... Read More
What To Do If Your House Is Subsiding
The ground beneath your feet changes constantly, almost like it's breathing. Usually, we don't notice these subtle daily changes as soil shifts ever so slightly, but your house might be... Read More
Does Home Insurance Cover Letting A Room To A Lodger?
If you have a spare room in your home, you might consider taking in a lodger. Lodgers are not tenants, but you still need to tick all the right boxes... Read More
10 Ways To Reduce Your Home Insurance
Home insurance is an important step to take so that you are covered in the event of damage to your property. It is, however, an expense that adds to your... Read More
What Is The Impact Of Renovation On My Home Insurance?
We all love to undertake a good home improvements project, but sometimes we fail to take into account the issue of house insurance during renovation. When obtaining a quote, you... Read More
Why Do You Need Home Insurance?
If you are in the process of buying your own home, then this is an exciting time! Of course, a house that you own is also a major investment that... Read More
How To File A Home Insurance Claim After A Fire
Have you suffered from a recent house fire? Are you wondering how to file a home insurance claim? Once you have recovered from the initial stress that a fire can... Read More
Crowthorne Insurance: Insurance For Home-Based Workers
As digital technologies and evolving societal expectations change how people earn a living, an increasing number of people are choosing to work from home. The decision can be a productive,... Read More
How To Ensure A Valid Unoccupied Home Insurance Claim
Official figures from the UK Government show that there are over 200,000 unoccupied homes across the country which have been empty for 6 months or more. This could be for... Read More
Understanding Homeowner Insurance Deductibles If Your Property Has Been Damaged
Taking out residential Property Owners Insurance is an important way to protect you and your family if you are a homeowner. Most mortgage providers will insist that you take out... Read More
4 Things To Consider When Insuring Your High Value Home
For high net worth homeowners, the prospect of insuring their property and possessions can feel stressful. Indeed, insurance products offer differing levels of cover and it can be difficult to... Read More
What To Ask A Home Insurance Company When Insuring Your High Value Property
When you own a high-value property, you want to be sure you’re getting the very best home insurance to see you’re covered for every eventuality. To ensure you get the... Read More
3 Important Questions To Ask A High Value Home Insurance Company
When dealing with high value insurance brokers, it's important to ask the right questions to ensure the high value home insurance cover you're getting is right for you. These three... Read More