How Motor Traders Accidentally Outgrow Their Insurance?

By Crowthorne Insurance on Jul 2, 2026 11:00:01 AM

Car dealership or garage environment with multiple vehicles, representing insurance for a motor trader and growing business risk exposure.

Many traders start small and gradually expand their operations, whether that means moving into premises, increasing stock, or taking on staff.

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Who Is Responsible If Something Goes Wrong During Your House Renovation?

By Crowthorne Insurance on Jun 25, 2026 11:00:02 AM

Home renovation work in progress with builders on-site, representing house insurance during renovation and responsibility for potential risks.

Planning a home renovation involves multiple stages, from design through to construction. It’s an exciting time for any property owner, but it’s also a period of significant financial risk.

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Topics: Home Insurance

How Much Should You Insure Your Home Renovation For?

By Crowthorne Insurance on Jun 18, 2026 11:00:02 AM

Home renovation in progress with construction tools, representing insurance for house renovation and protection during building work.

Planning a home renovation involves multiple decisions, from design through to construction. However, before the first brick is laid, there is one critical question you must answer: how much is this project actually worth in the eyes of an insurer?

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Topics: Home Insurance

The Hidden Risks Of Flat Roofs: Why Water Management Is Key To Your Insurance?

By Crowthorne Insurance on Jun 11, 2026 11:00:00 AM

Flat roof with visible water pooling, highlighting risks linked to house insurance flat roof and drainage issues.

In the world of underwriting, flat roofs are frequently categorised as a non-standard risk. This isn't necessarily because the materials are poor, but because of how the roof handles rainfall and drainage. Specifically, the way water moves, or doesn't move, off the surface can be the …

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Topics: Home Insurance

5 Insurance Challenges Unique to Grade 2 Listed Properties

By Crowthorne Insurance on Jun 4, 2026 11:00:00 AM

Traditional stone-built countryside house with period features, illustrating grade 2 listed property insurance considerations.

Making up over 90% of the UK’s listed buildings, grade 2 listed properties are an important part of the nation’s architectural heritage. Owning one can be immensely rewarding, but it also comes with responsibilities that directly affect how the property is insured. Standard home insur …

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Topics: Home Insurance

Road Risk Insurance: Are You Legally Covered When Driving Customers' Cars?

By Crowthorne Insurance on May 28, 2026 11:00:01 AM

Driver operating a customer vehicle representing road risk insurance and legal cover for motor trade use.

For motor traders and mechanics providing roadside assistance, driving vehicles they don't own is part of everyday business. Whether collecting a customer’s car, test driving a repaired vehicle, moving stock, or delivering a vehicle after sale, you must be properly insured to do so le …

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What Needs to be Insured During a House Renovation?

By Crowthorne Insurance on May 21, 2026 11:00:00 AM

House under renovation representing insurance for renovating a house and protection during building work.

Renovating a home is equal parts exciting and scary. You have the opportunity to add value and beauty to your property, but there's a lot that can go wrong. What's more, many homeowners do not realise that once renovation work begins, their existing home insurance may no longer provid …

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Topics: Home Insurance

Are Test Drives Covered Under Motor Trade Insurance?

By Crowthorne Insurance on May 14, 2026 11:00:00 AM

Customer test driving a vehicle demonstrating insurance for a test drive and motor trade insurance coverage.

Test drives are a routine part of selling vehicles, but many motor traders are unsure whether their insurance policy actually covers them.

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Traders Insurance Payments: Can I Pay my Insurance by Instalments?

By Crowthorne Insurance on May 7, 2026 11:00:00 AM

Vehicle trader reviewing documents representing trader motor insurance payment options and instalment plans.

In an uncertain economy, cash flow is a key concern for businesses of all shapes and sizes. As such, even small motor traders may wonder whether traders' insurance payment has to be made in one large upfront sum, or if spreading the cost through instalments is an option.

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Cob House Insurance: Why Use Specialised Brokers Instead of Comparison Sites?

By Crowthorne Insurance on Apr 30, 2026 11:00:00 AM

Traditional cob house representing the need for specialist cob house insurance and tailored coverage solutions.

Cob houses are a distinctive part of the UK’s architectural heritage, but insuring them can be more complex than insuring a standard property. Built using natural materials such as clay, sand, straw, and lime, these properties offer an abundance of charm and character. They're also ex …

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Topics: Home Insurance