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HGV Insurance

How can I obtain a HGV insurance quotation?

You can either complete the call back form and one of our experienced members of staff will call you back and obtain the information required, then provide you with a quotation.

Or call us on 0844 209310 and speak to a member of staff who will be able to provide you with a HGV insurance quotation.

Why do I need HGV insurance?

HGV insurance is a legal requirement by law for anyone looking to use or keep a Heavy Goods Vehicle on the public highway under the road traffic act of 1991. There are 3 types of cover for HGV insurance and these consist of:

HGV Insurance types

Third party only HGV insurance

This is the most basic of covers for HGV insurance and covers you for third party bodily injury and damage to third party property.

Third party fire and theft HGV insurance

This covers all of the above plus fire and theft cover.

Comprehensive HGV insurance

This insurance covers both of the above plus accidental damage to your Heavy Goods Vehicle.

Is there a maximum weight of vehicle I can insure?

Insurers will cover any size HGV vehicle as long as the correct licence is held and an operator's licence is in place. The larger vehicles are more specialized but as we have access to a large panel of insurers we can place cover for all types of HGV vehicles.

Is there a limitation to the type of goods I can carry?

Most insurers will look at all types of goods, however if the goods being carried are of a high risk then limitations or exclusions may be put in place by the insurers.

Can I cover my trailer on HGV insurance?

Most insurance companies will allow you to cover a trailer on your HGV insurance this cover can be for attached or detached cover. They may impose a limitation to the cover.

Will my HGV insurance cover me for use on the continent?

Most HGV insurance policies will cover you for use on the continent this may be the minimum cover required for the counties that you are visiting. Some insurers may cover you the same on the continent as in the UK, this may incur an additional premium.

Can I pay for my HGV insurance by instalment?

Yes we offer a variety of instalment plans and are happy to spread the cost of your HGV insurance please ask one of our advisors for more information.