contact us now on .... 0844 209 8310*
Request a call back
cheap box van insurance

How do I obtain a van insurance quotation?

You can either complete the call back form on the right and one of our experienced members of staff will call you back and obtain the information required for your van insurance quotation.

Or call us on 0844 2098310* and speak to a member of staff who will be able to provide you with a van insurance quotation.

Why do I need Van Insurance

Van insurance is a legal requirement for anyone that is intending to use or keep a van on the public highway under the road traffic act of 1991.

Types of Van Insurance

There are 3 types of cover for van insurance and these consist of:

Third party only van insurance

This is the most basic of cover for van insurance and covers you for third party bodily injury and damage to third party property.

Third party fire and theft van insurance

This covers all of the above plus fire and theft cover.

Comprehensive van insurance

This insurance covers both of the above plus accidental damage to your van.

Protected no claims bonus on my van insurance?

If you have maximum no claims bonus you can opt to protect this so that in the event of a fault claim on your van insurance, your no claims bonus will remain intact. Depending on the insurer, this may be 2 fault claims in a period of 5 years or 1 fault claim per annual period of insurance.

Will my van insurance include personal accident cover?

Most comprehensive van insurance polices will automatically include personal accident cover, the level of cover will vary dependant on the insurer. There are exclusions to this section of the policy if you are unsure of the cover on your van insurance please ask one of our advisors for assistance.

Van insurance Policy Excesses

All third party fire and theft policies and comprehensive policies will have a compulsory excess, this is fixed by the insurer, however on most comprehensive van insurances this can be increased by taking a voluntary excess. This will reduce the premium but in the event of a claim the amount that you pay will be higher. Most comprehensive policies will include windscreen cover however the excesses vary on this section, please ask one of our advisors who can inform you of the windscreen excess on your van insurance.

Will my van insurance cover me on the continent?

Most van insurances will include minimal cover to drive on the continent free of charge under those countries minimum insurance requirements. However we do have a large range of van insurance policies that provide the same cover on the continent as you have in the UK, if you unsure of the cover you have any of our advisors will be able to help.

Will I have cover for driving other vehicles under my van insurance?

Most van insurance policies now exclude driving other vehicles.

Will additional security reduce my van insurance?

Most new vans come with security fitted as standard on high value vehicles, but some insurers may ask for additional security to be fitted to the vehicle. Also some insurers may give a reduced premium if approved additional security is fitted to the vehicle; most approved devices are listed on the Thatcham website

Can I pay for my van insurance in instalments?

Yes we offer a variety of instalment plans and are happy to spread the cost of you van insurance, please ask any of our advisors for more information.

What additional cover is available with my van insurance?

We can offer additional add ons to most van insurance policies dependant on cover and age restrictions, they consist of:
  • Breakdown
  • Gap insurance